Citibank Fixed Deposit Rates (October 2026)

Bank · Singapore dollar fixed / time deposits for individuals. Checked 26 Oct 2026, 1:51 PM SGT

The highest Citibank fixed deposit rate we found is 2.00% p.a. for 6 months (New Funds Time Deposit preferential rate; minimum S$5,000; New and existing customers; New funds; up to S$5,000,000). 3 rates are listed below, as published by Citibank.

Source: Citibank fixed deposit rates page

Fetched: 26 Oct 2026, 1:50 PM SGT

Not listed: Time Deposit Investment Bundle Promotion (requires an investment) not listed

New Funds Time Deposit preferential rate Promo

Eligibility: Existing Citibank customers only · Funds: New funds

TenureS$5,000 – S$5,000,000
9 months1.70%

New Funds Time Deposit preferential rate Promo

Eligibility: New and existing customers · Funds: New funds

TenureS$5,000 – S$5,000,000
3 months1.40%
6 months2.00%
Information only. These are the rates each bank or finance company publishes on its website, as found when we last checked. This is not financial advice or an offer of any product. Promotions often need fresh funds, a minimum amount, a specific channel or customer type, and can end early. Check the bank's own terms before placing a deposit.

Deposit insurance (SDIC): Singapore dollar deposits in fixed deposit, savings and current accounts with a Deposit Insurance (DI) Scheme member are insured up to S$100,000 in aggregate per depositor per Scheme member. Foreign currency deposits, structured deposits and investment products are not insured. Source: SDIC, Deposit Insurance Scheme FAQs (questions 6 and 9, checked 25 Oct 2026).

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Citibank fixed deposit: common questions

What is the Citibank fixed deposit rate today?

As of 26 Oct 2026, 1:50 PM SGT, the highest Citibank fixed deposit rate for regular personal customers is 2.00% p.a. (New Funds Time Deposit preferential rate; minimum S$5,000; New and existing customers; New funds; up to S$5,000,000) for 6 months. Source: Citibank rate page.

What fixed deposit tenures does Citibank offer?

As of 26 Oct 2026, 1:50 PM SGT, Citibank publishes Singapore dollar fixed deposit rates for 3 tenures: 3 months up to 1.40%; 6 months up to 2.00%; 9 months up to 1.70%.

What is the minimum deposit for Citibank fixed deposits?

As of 26 Oct 2026, 1:50 PM SGT, the lowest minimum deposit in Citibank's published fixed deposit rates is S$5,000 (New Funds Time Deposit preferential rate). The highest rate for regular personal customers (2.00%, 6 months) needs at least S$5,000.

Does Citibank require fresh funds for its fixed deposit rates?

As of 26 Oct 2026, 1:50 PM SGT, Citibank's rate page attaches this condition to some rates: “New funds”. The products it applies to are labelled in the tables above; check the bank's terms for its definition.