DBS / POSB Fixed Deposit Rates (October 2026)

Bank · Singapore dollar fixed / time deposits for individuals. Checked 26 Oct 2026, 1:51 PM SGT

The highest DBS / POSB fixed deposit rate we found is 1.00% p.a. for 8 months (SGD Fixed Deposit (published rates); minimum S$1,000; up to S$9,999). 136 rates are listed below, as published by DBS / POSB.

Source: DBS / POSB fixed deposit rates page

Fetched: 26 Oct 2026, 1:48 PM SGT

Date shown by the bank: Effective 26/10/2026

SGD Fixed Deposit (published rates) Board rate

Eligibility: All individual customers

TenureS$1,000 – S$9,999S$10,000 – S$19,999S$20,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$249,999S$250,000 – S$499,999S$500,000 – S$999,999S$1,000,000 – S$1,999,999
1 month0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%
2 months0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%
3 months0.15%0.15%0.05%0.05%0.05%0.05%0.05%0.05%
4 months0.25%0.25%0.05%0.05%0.05%0.05%0.05%0.05%
5 months0.40%0.40%0.05%0.05%0.05%0.05%0.05%0.05%
6 months0.80%0.80%0.05%0.05%0.05%0.05%0.05%0.05%
7 months0.95%0.95%0.05%0.05%0.05%0.05%0.05%0.05%
8 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
9 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
10 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
11 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
12 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
18 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
24 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
36 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
48 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%
60 months1.00%1.00%0.05%0.05%0.05%0.05%0.05%0.05%

DBS computes the rate on your total SGD fixed deposit balance with the bank, not each placement.

Information only. These are the rates each bank or finance company publishes on its website, as found when we last checked. This is not financial advice or an offer of any product. Promotions often need fresh funds, a minimum amount, a specific channel or customer type, and can end early. Check the bank's own terms before placing a deposit.

Deposit insurance (SDIC): Singapore dollar deposits in fixed deposit, savings and current accounts with a Deposit Insurance (DI) Scheme member are insured up to S$100,000 in aggregate per depositor per Scheme member. Foreign currency deposits, structured deposits and investment products are not insured. Source: SDIC, Deposit Insurance Scheme FAQs (questions 6 and 9, checked 25 Oct 2026).

Represent this bank? To correct or remove its rates, use the contact form.

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DBS / POSB fixed deposit: common questions

What is the DBS / POSB fixed deposit rate today?

As of 26 Oct 2026, 1:48 PM SGT, the highest DBS / POSB fixed deposit rate for regular personal customers is 1.00% p.a. (SGD Fixed Deposit (published rates); minimum S$1,000; up to S$9,999) for 8 months. Source: DBS / POSB rate page.

What fixed deposit tenures does DBS / POSB offer?

As of 26 Oct 2026, 1:48 PM SGT, DBS / POSB publishes Singapore dollar fixed deposit rates for 17 tenures: 1 month up to 0.05%; 2 months up to 0.05%; 3 months up to 0.15%; 4 months up to 0.25%; 5 months up to 0.40%; 6 months up to 0.80%; 7 months up to 0.95%; 8 months up to 1.00%; 9 months up to 1.00%; 10 months up to 1.00%; 11 months up to 1.00%; 12 months up to 1.00%; 18 months up to 1.00%; 24 months up to 1.00%; 36 months up to 1.00%; 48 months up to 1.00%; 60 months up to 1.00%.

What is the minimum deposit for DBS / POSB fixed deposits?

As of 26 Oct 2026, 1:48 PM SGT, the lowest minimum deposit in DBS / POSB's published fixed deposit rates is S$1,000 (SGD Fixed Deposit (published rates)). The highest rate for regular personal customers (1.00%, 8 months) needs at least S$1,000. Some rates have a higher minimum, up to S$1,000,000.