ICBC Fixed Deposit Rates (October 2026)

Bank · Singapore dollar fixed / time deposits for individuals. Checked 26 Oct 2026, 1:51 PM SGT

The highest ICBC fixed deposit rate we found is 1.85% p.a. for 6 months (SGD Fixed Deposit promotion (e-banking); minimum S$200,000; Fresh funds). 40 rates are listed below, as published by ICBC.

Source: ICBC fixed deposit rates page

Fetched: 26 Oct 2026, 1:50 PM SGT

Date shown by the bank: Information as at October 12, 2026

SGD Fixed Deposit promotion (counter) Promo

Channel: Branch (counter) · Eligibility: All individual customers · Funds: Fresh funds

TenureS$20,000 – S$200,000From S$200,000
1 month1.05%1.05%
3 months1.25%1.25%
6 months1.75%1.80%
9 months1.75%1.80%
12 months1.75%1.80%

SGD Fixed Deposit promotion (e-banking) Promo

Channel: E-banking · Eligibility: All individual customers · Funds: Fresh funds

TenureS$500 – S$20,000S$20,000 – S$200,000From S$200,000
1 month1.05%1.10%1.10%
3 months1.25%1.30%1.30%
6 months1.30%1.80%1.85%
9 months1.10%1.80%1.85%
12 months1.15%1.80%1.85%

SGD Fixed Deposit board rate Board rate

Eligibility: All individual customers

TenureS$500 – S$5,000S$5,000 – S$200,000From S$200,000
1 month0.95%0.95%0.95%
3 months1.15%1.15%1.15%
6 months1.20%1.20%1.20%
9 months0.90%0.90%0.90%
12 months0.90%0.90%0.90%
Information only. These are the rates each bank or finance company publishes on its website, as found when we last checked. This is not financial advice or an offer of any product. Promotions often need fresh funds, a minimum amount, a specific channel or customer type, and can end early. Check the bank's own terms before placing a deposit.

Deposit insurance (SDIC): Singapore dollar deposits in fixed deposit, savings and current accounts with a Deposit Insurance (DI) Scheme member are insured up to S$100,000 in aggregate per depositor per Scheme member. Foreign currency deposits, structured deposits and investment products are not insured. Source: SDIC, Deposit Insurance Scheme FAQs (questions 6 and 9, checked 25 Oct 2026).

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ICBC fixed deposit: common questions

What is the ICBC fixed deposit rate today?

As of 26 Oct 2026, 1:50 PM SGT, the highest ICBC fixed deposit rate for regular personal customers is 1.85% p.a. (SGD Fixed Deposit promotion (e-banking); minimum S$200,000; Fresh funds; E-banking) for 6 months. Source: ICBC rate page.

What fixed deposit tenures does ICBC offer?

As of 26 Oct 2026, 1:50 PM SGT, ICBC publishes Singapore dollar fixed deposit rates for 5 tenures: 1 month up to 1.10%; 3 months up to 1.30%; 6 months up to 1.85%; 9 months up to 1.85%; 12 months up to 1.85%.

What is the minimum deposit for ICBC fixed deposits?

As of 26 Oct 2026, 1:50 PM SGT, the lowest minimum deposit in ICBC's published fixed deposit rates is S$500 (SGD Fixed Deposit promotion (e-banking)). The highest rate for regular personal customers (1.85%, 6 months) needs at least S$200,000. Some rates have a higher minimum, up to S$200,000.

Does ICBC require fresh funds for its fixed deposit rates?

As of 26 Oct 2026, 1:50 PM SGT, ICBC's rate page attaches this condition to some rates: “Fresh funds”. The products it applies to are labelled in the tables above; check the bank's terms for its definition.