OCBC Fixed Deposit Rates (October 2026)

Bank · Singapore dollar fixed / time deposits for individuals. Checked 26 Oct 2026, 1:51 PM SGT

The highest OCBC fixed deposit rate we found is 1.85% p.a. for 12 months (SGD Time Deposit promotion; minimum S$20,000; Fresh funds only). 4 rates are listed below, as published by OCBC.

Source: OCBC fixed deposit rates page

Fetched: 26 Oct 2026, 1:49 PM SGT

SGD Time Deposit promotion Promo

Channel: Branch · Eligibility: All individual customers · Funds: Fresh funds only

TenureFrom S$20,000
6 months1.50%
12 months1.80%

SGD Time Deposit promotion Promo

Channel: Online (internet banking / OCBC app) · Eligibility: All individual customers · Funds: Fresh funds only

TenureFrom S$20,000
6 months1.55%
12 months1.85%
Information only. These are the rates each bank or finance company publishes on its website, as found when we last checked. This is not financial advice or an offer of any product. Promotions often need fresh funds, a minimum amount, a specific channel or customer type, and can end early. Check the bank's own terms before placing a deposit.

Deposit insurance (SDIC): Singapore dollar deposits in fixed deposit, savings and current accounts with a Deposit Insurance (DI) Scheme member are insured up to S$100,000 in aggregate per depositor per Scheme member. Foreign currency deposits, structured deposits and investment products are not insured. Source: SDIC, Deposit Insurance Scheme FAQs (questions 6 and 9, checked 25 Oct 2026).

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OCBC fixed deposit: common questions

What is the OCBC fixed deposit rate today?

As of 26 Oct 2026, 1:49 PM SGT, the highest OCBC fixed deposit rate for regular personal customers is 1.85% p.a. (SGD Time Deposit promotion; minimum S$20,000; Fresh funds only; Online (internet banking / OCBC app)) for 12 months. Source: OCBC rate page.

What fixed deposit tenures does OCBC offer?

As of 26 Oct 2026, 1:49 PM SGT, OCBC publishes Singapore dollar fixed deposit rates for 2 tenures: 6 months up to 1.55%; 12 months up to 1.85%.

What is the minimum deposit for OCBC fixed deposits?

As of 26 Oct 2026, 1:49 PM SGT, the lowest minimum deposit in OCBC's published fixed deposit rates is S$20,000 (SGD Time Deposit promotion). The highest rate for regular personal customers (1.85%, 12 months) needs at least S$20,000.

Does OCBC require fresh funds for its fixed deposit rates?

As of 26 Oct 2026, 1:49 PM SGT, OCBC's rate page attaches this condition to some rates: “Fresh funds only”. The products it applies to are labelled in the tables above; check the bank's terms for its definition.