UOB Fixed Deposit Rates (October 2026)

Bank · Singapore dollar fixed / time deposits for individuals. Checked 26 Oct 2026, 1:51 PM SGT

The highest UOB fixed deposit rate we found is 1.70% p.a. for 12 months (SGD Time/Fixed Deposit promotion; minimum S$10,000; Fresh funds only). 75 rates are listed below, as published by UOB.

Source: UOB fixed deposit rates page

Fetched: 26 Oct 2026, 1:49 PM SGT

Promotion period shown by the bank: available from 23 September to 31 October 2026

SGD Time/Fixed Deposit promotion Promo

Channel: UOB TMRW app · Eligibility: All individual customers · Funds: Fresh funds only

TenureFrom S$10,000
6 months1.60%
10 months1.65%
12 months1.70%

SGD Time/Fixed Deposit board rate Board rate

Eligibility: All individual customers

TenureUp to S$49,999S$50,000 – S$249,999S$250,000 – S$499,999S$500,000 – S$999,999
1 month0.05%0.05%0.05%0.05%
2 months0.05%0.05%0.05%0.05%
3 months0.10%0.10%0.10%0.10%
4 months0.10%0.10%0.10%0.10%
5 months0.15%0.15%0.15%0.15%
6 months0.30%0.30%0.30%0.30%
7 months0.50%0.50%0.50%0.50%
8 months0.70%0.70%0.70%0.70%
9 months0.80%0.80%0.80%0.80%
10 months0.90%0.90%0.90%0.90%
11 months1.00%1.00%1.00%1.00%
12 months1.00%1.00%1.00%1.00%
13 months1.00%1.00%1.00%1.00%
14 months1.00%1.00%1.00%1.00%
15 months1.00%1.00%1.00%1.00%
18 months1.00%1.00%1.00%1.00%
24 months1.00%1.00%1.00%1.00%
36 months1.00%1.00%1.00%1.00%
Information only. These are the rates each bank or finance company publishes on its website, as found when we last checked. This is not financial advice or an offer of any product. Promotions often need fresh funds, a minimum amount, a specific channel or customer type, and can end early. Check the bank's own terms before placing a deposit.

Deposit insurance (SDIC): Singapore dollar deposits in fixed deposit, savings and current accounts with a Deposit Insurance (DI) Scheme member are insured up to S$100,000 in aggregate per depositor per Scheme member. Foreign currency deposits, structured deposits and investment products are not insured. Source: SDIC, Deposit Insurance Scheme FAQs (questions 6 and 9, checked 25 Oct 2026).

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UOB fixed deposit: common questions

What is the UOB fixed deposit rate today?

As of 26 Oct 2026, 1:49 PM SGT, the highest UOB fixed deposit rate for regular personal customers is 1.70% p.a. (SGD Time/Fixed Deposit promotion; minimum S$10,000; Fresh funds only; UOB TMRW app) for 12 months. Source: UOB rate page.

What fixed deposit tenures does UOB offer?

As of 26 Oct 2026, 1:49 PM SGT, UOB publishes Singapore dollar fixed deposit rates for 18 tenures: 1 month up to 0.05%; 2 months up to 0.05%; 3 months up to 0.10%; 4 months up to 0.10%; 5 months up to 0.15%; 6 months up to 1.60%; 7 months up to 0.50%; 8 months up to 0.70%; 9 months up to 0.80%; 10 months up to 1.65%; 11 months up to 1.00%; 12 months up to 1.70%; 13 months up to 1.00%; 14 months up to 1.00%; 15 months up to 1.00%; 18 months up to 1.00%; 24 months up to 1.00%; 36 months up to 1.00%.

What is the minimum deposit for UOB fixed deposits?

As of 26 Oct 2026, 1:49 PM SGT, the lowest minimum deposit in UOB's published fixed deposit rates is S$10,000 (SGD Time/Fixed Deposit promotion). The highest rate for regular personal customers (1.70%, 12 months) needs at least S$10,000. Some rates have a higher minimum, up to S$500,000.

Does UOB require fresh funds for its fixed deposit rates?

As of 26 Oct 2026, 1:49 PM SGT, UOB's rate page attaches this condition to some rates: “Fresh funds only”. The products it applies to are labelled in the tables above; check the bank's terms for its definition.